azizcfpx.com

Salam semua,

Untuk makluman semua, OCBC telah mengeluarkan notis bahawa kemudahan OCBC PowerCredit akan ditamatkan pada 31 Mac 2010 dan diganti dengan OCBC PowerCredit Cash Plus.

Secara ringkas No More Cash Advance....kemudahan baru OCBC PowerCredit Cash Plus adalah kad kredit yang menawarkan wang tunai serendah 6% * dengan pembayaran bulanan tetap sehingga 36 bulan (macam personnel loan).

En Aziz & rakan2,

Minta panduan/maklumat jika ada kemudahan Cash Advance yang setara dengan OCBC PowerCredit di pasaran.

Nota : Saya juga memiliki dan menggunakan sepenuhnya kemudahan Al-Rajhi & Bank Islam (untuk Cash Advance facilities).

Wasalam

Sakam Semua,

Bayar PENUH OCBC-Power Credit dengan OD ataupun kad supplement yg lain dan jangan ambil lain2 kad kredit OCBC KECUALI kad2 dlm famili yg semua ketahui. OCBC-Cash Plus atau "whatever plus" hanyalah "bullshit" utk memastikan pulangan tertinggi dan risiko terendah BUAT BANK. Jangan lekas terpedaya. Kad2 supplement yg boleh diterima oleh Model AJIT hanyalah yg telahpun diketahui semua ataupun akan diberitahu kelak.

aziz cfp

Salam,

Terima kasih En. Aziz.

Assalamualaikum rakan2,
saya org baru dlm forum ni, nak tye tentang supplement yang lain2 selain dari :
1. CIMB flexicash ( yg lama dan tak dikeluarkan lagi - sy masih gunakan)
2.BIMB cc
3. Al Aiman cc
4.?
5.?

apa lagi yang boleh digunakan? saya sblum ni banyak gunakan OCBC Pc.
minta bantuan rakan2.

wassalam.

Salam untuk warga Azizcfpx & En Aziz &,

Minta pendapat tuan untuk Hong Leong Bank - Essential Card. Some information as attached below:-


It offer:
1% Unlimited Cash Back
You will enjoy 1% cash back on your purchases for shopping, dining, travelling or anything else.

There is No Cap(Limit) on how much you can get cash back. Therefore, the more you spend, the more cash back you get.

Definitely a Major Unique Selling Point(USP) of this Credit Card.

2% Cash Advance Fee

Hong Leong Essential Card also gives you instant access to cash at over 1.5 million Visa ATMs in 200 countries and territories. At a minimal fee of just 2% of the amount advanced, you’ll never have to worry about running out of cash.

This Credit Card is backed by VISA International. VISA International is the world’s most popular credit card brand that’s welcomed by 29 million merchants worldwide.

The cash advance fee is 2% of the amount advanced or a minimum of RM5, whichever is higher. This is imposed for each cash advance transaction. Minimum withdrawal for each cash advance is RM200.

Normally, other’s bank Credit Card would charges 5% of the amount withdrawal

10.8% per annum Interest on Cash Advance

You can enjoy even more savings each time you make a cash advance with your Hong Leong Essential Credit Card because you’re entitled to an exclusive low rate of 10.8% per annum.

On top of that, you can also draw cash up to 70% of your card limit!

10.8 % per annum of the outstanding amount calculated on a daily basis from transaction date until full repayment date.

Normally, other’s bank Credit Card would charges 18% per annum on Cash Advance

Conditional Free-For-Life
As long as you use your Hong Leong Essential Credit Card twice a month(24 swipes per annum) or spend RM8,000 a year, you’ll be rewarded with the peace of mind knowing that there won’t be any annual fees to pay.

You’ll continue to enjoy all the benefits that come with being a card member free of charge for life.

- 1% per annum Balance Transfer
- 1 Higher Credit Limit
- 1% per annum Flexi Payment Plan

Requirement and Eligibility

Minimum annual income of RM30,000
Copy of I/C (both sides)
Copy of other bank’s credit card (both sides)
Even though this Credit Card offer a Great benefit, I would think twice before getting a new cards in view of the RM50 service tax impose on each principal Credit Card by January next year

Wasallam

salam..

hong leong esential nie mmg en aziz rekmen buat coz banyak kelebihan xspecialy pulangan rebat 1% dari yang kita belanja,,
basic gaji yang layak tuk aplly adalah min gaji 3k coz hong leong esential adalah gold card..

menurut pegawai bank ianya akan tutup pada jun 2010 ini..so saper yang rasa layak lahlah aplly..

Salam,

Terima kasih Tn Bobmalaya atas maklumat. Kami akan usaha apply.

Wasallam

Salam En Aziz..

Mohon penjelasan sejelas-jelasnya berkaitan POWERCREDIT CASH PLUS, adakah saya perlu mohon semula POWERCREDIT CASH PLUS tu atau tak, utk pengetahun tuan, kad supplement yg ada selain POWER CREDIT ialah BSN Al-AIMAN.. jumlah kad tersebut ialah RM5k utk wife then RM4k utk saya.. so adakah saya perlu utk dapatkan kad supplement yg lain pula,harap penjelasan dari tuan...

Kamarul Kuantan...

Untuk rakan2 yang berada di Kuantan,

Sekiranya hendak apply Kad Kredit Essential Hong Leong, sila hubungi Ms Leow Chin Lin (012-2927418) di Hong Leong Bank Jalan Tun Ismail.

Saya apply through dia, cuma datang ke bank dan bawa salinan IC berserta salinan existing credit card.

Submit borang pada Khamis 1/4/10.

Hari Selasa 6/4/10 kad kredit dah siap pos ke rumah!

wah banyak cepat proses..
5 hari jar dapat cc hong leong..aku rasa aku dah aplly 2 minggu pun tak ada maklum balas dari pihak bank...ishhh